“I’ve learned a lot in the homeownership classes … from money management to setting goals for the future.  My credit score has improved, and I’ve paid off some things too!  It has been a journey, and I’ve enjoyed meeting different people.  You get to know the other Habitat future homeowners, and you are all working toward the same goal … homeownership.”

Every Homeowner Has a Story

Future Habitat Homeowner
Latisha H.

Latisha H. is a thoughtful, family-oriented women, who has two sons Christian (10) and Julius (3).  She enjoys reading and spending time with her kids.  Currently, Julius likes playing and watching CoComelon; while, Christian enjoys making and editing videos for his YouTube channel.  Her youngest son has a disability which requires therapy.  Latisha says, “I work at a local hospital, and I’ve been at this position for about 2 and a half years.  The job is pretty flexible for me which is helpful for making appointments for Julius and allows me to be there for him more.”

The family lives in a 2-bedroom apartment and is ready for more space.  Latisha comments, “It’s overcrowded.  My younger son sleeps in my room, and there are toys all over the place.”  Latisha adds, “The boys are about eight years apart, so I knew we would need more space.  I went looking for a 3-bedroom apartment; but, I couldn’t find anything decent that was affordable.  Everything I found would leave me in a position where I would be struggling.”

Latisha notes, “My mother has been a Habitat homeowner for over 20 years.  She has lived there since my senior year of high school.  I remember the process of her becoming a homeowner with Habitat; I was familiar with it.  So, Habitat has always been in the back of my mind.  When I decided to apply, I had a couple loose ends to tie up to meet the qualifications for the program.  I immediately began doing what they asked and submitted everything.  We went from there!”

Since being accepted into Habitat’s homeownership program, Latisha has been working on her 300 hours of sweat equity.  Balancing work, family, and Habitat is not an easy feat.  Latisha states, “It’s been challenging.  You have to reorganize your time.  Your normal down time, you spend doing sweat equity hours.”

Helping build homes is only part of the volunteer time required.  Taking homeownership courses is a large factor as well.  “I’ve learned a lot in the homeownership classes … from money management to setting goals for the future.  My credit score has improved, and I’ve paid off some things too!” Latisha adds, “It has been a journey, and I’ve enjoyed meeting different people.  You get to know the other Habitat future homeowners, and you are all working toward the same goal … homeownership.”

Latisha adds, “I’m really amazed by the people who donate their time and skills to help somebody else achieve a dream.  The staff has also always been helpful … especially Birdie!  They try to work with you and get back with you quickly.”

During this time, Latisha has taken an opportunity to explain the importance of homeownership to her oldest son.  She says, “Christian is also excited about me becoming a homeowner.  I explained to him what it meant that we weren’t going to have to rent anymore and that I would have something to leave him and his brother.”

Latisha says, “This Habitat house will mean stability.  It will give us something to work toward maintaining.  It will be ours.  We will have the freedom to change the look, make additions, plant flowers, and do all the things you can’t do when you rent.  If I had to get a traditional mortgage, I would have ended up with an older home probably.  To have everything brand new … it’s a blessing, and I’m very thankful.”

Looking to the future, the family is planning to make new memories in their Habitat home.  Christian wants a basketball goal for the driveway, and Julius is excited for more space to play with his toys.  With a small chuckle, Latisha adds, “Overall, we are looking forward to having a yard and space!  It will beat having a parking lot out front like we have now.  I just can’t wait to get to the point where we are making it our home!”