Evansville Teachers Federal Credit Union Build
As a member-owned financial institution, Evansville Teachers Federal Credit Union covers a wide geographic footprint. The locally headquartered organization now serves more than 230,000 members, including households in all 50 states and eight countries. ETFCU’s growth and recent success rank highly even on a national level. Despite its growth, the credit union maintains its focus on member service and a strong commitment to the community.
In January 2018, Evansville Teachers Federal Credit Union began a financial commitment to Habitat for Humanity of Evansville. In an effort to increase its involvement with Habitat, the credit union would allocate funds with every new Vertical Checking or Platinum Rewards Checking account, ETFCU’s most popular free checking offerings. During the first year of this commitment, the credit union was able to fully fund its first Habitat build.
This commitment continued in 2019 and again in 2020. We are proud to celebrate this build as the third in three years that has been fully funded by the credit union.
Meet the ETFCU Future Homeowner, Cortney H.
“Thank you to all of the Habitat volunteers and Core Crew for taking the time to work on not only my house but my kids’ home. Seeing how hard you work on our home … well, it’s just a true blessing to me. I love your motivation! Thank you!”
Phase 1
Homesite Selection
Homeowner selects homesite from available Habitat lots. Homeowners are paired with their sponsor.
Phase 2
Groundbreaking
During the groundbreaking, the foundation is completed and the block work is laid.
Phase 3
Crawl Space and Floor System
Volunteers install moisture barrier and insulation in crawl space.
For the floor system, the floor joists are installed, more foam insulation is filled in between joists and band boards, and OSB board is laid for the flooring. Black paper is laid on the two porches to help maintain the longevity of the home.
Phase 4
Walls
Wall Prep: Volunteers build wall components (king jack studs, California corners, headers, etc.) and layout 2 x 4 location on the top and bottom plates of each wall.
Wall Building: Wall components are nailed together on top and bottom plates with 2 x 4s. This is completed for both interior and exterior walls.
Wall Raising: Volunteers raise, level, and secure the walls. Exterior walls go up first, followed by the interior.
Trusses: OSB boards are laid on first and last trusses to attach the siding.
Phase 5
Doors and Windows
Volunteers install windows and doors.
Phase 6
Internal Mechanics
Plumbing, electric, insulation, and dry wall are installed.
Phase 7
Pre-insulation
Pre-insulation is installed on exterior walls, doors, windows, ceiling, and floors. Baffles are put in to circulate airflow.
Phase 8
Painting
Volunteers paint the walls and ceiling. Corners and edges are cut out first, then roll the ceilings, and then the walls.
Phase 9
Cabinets and Appliances
Cabinets and countertops installed.
Later, refrigerator, stove, microwave, dishwasher, garbage disposal, and washer & dryer are installed.
Phase 10
Trim Work and Flooring
Trim around windows and doors are completed. Interior doors are also installed. Vinyl and carpet are laid.
Phase 11
Exterior Concrete
Exterior concrete parking pad and sidewalks are poured.
Phase 12
Yard Prep
The yard is prepared for grass seed sewing.
Phase 13
Dedication
Homeowner and community members come together to bless and dedicate the home, complete with a ribbon cutting.
