Homeownership Program

Are you interested in owning your own home? It can be possible with the help of Habitat for Humanity of Evansville.

If you answer yes to the following questions, you may qualify.

Ability to Pay

  • I can afford to pay approximately $625 a month with an affordable zero-percent APR mortgage.
  • I have no liens or judgments owed.
  • I have no non-medical collections owed.

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  • I have not had a bankruptcy in the last four years.
  • I have not had a felony where the completion of my sentence, probation and/or parole was less than 3 years ago (7 years if two or more unrelated felonies).
  • My household income does not exceed 80% of the area median income based on the number of people living in my household. (See chart below for income guidelines.)

Need for Housing

  • I currently do not qualify for traditional financing from a bank.
  • My current living situation is overcrowded.
  • My current living situation has major problems that my landlord will not fix, or I am unable to fix myself.
  • I am currently overburdened by the cost of rent.

Willing to Partner

  • I am willing to work 300+ hours (sweat equity hours) on my home and the homes of others.
  • I am willing to attend homeownership workshops.
  • I am willing to engage in the Future Homeowner Advocate program.