All applicants must complete a credit check form, but don’t worry – we don’t look at the credit score. Once a credit check is complete, applicants may be invited to complete an application. Each application must have enough income to pay for the home, utilities and maintenance. If your application and credit check meet the Ability to Pay qualifications, you will move to Step 2. If you do not qualify, we will refer you to a supporting agency to help you work toward qualification.
A team from the Habitat Selection Committee will schedule a home visit to meet you, assess your need for housing and discuss what it means to partner.
Each future homeowner must be willing to complete 300+ sweat equity hours within a year and be willing to live where Habitat is building. Sweat equity includes construction, homeownership classes, community engagement, ReStore volunteering, and meetings with a Budget Partner.